In my 12 years of experience in insurance, this is the most common question I get from potential clients. There isn’t a single "best" insurance

I often encounter confusion about the ownership structure[^1] of insurance companies, especially mutual insurers. Mutual insurance companies are owned by their policyholders, not shareholders. When

In my years advising clients on insurance choices, I’ve noticed growing interest in member-focused alternatives to traditional insurance. The insurance equivalent of a credit union