Life feels uncertain, and the thought of leaving your loved ones financially vulnerable can be overwhelming. But there’s a solution that brings peace of mind
After years of advising clients, I’ve seen many misconceptions about life insurance as an investment vehicle. Life insurance can be a safe investment when used
I’ve seen families face devastating financial consequences after losing their primary income earner without proper life insurance[^1] protection. Life insurance provides essential financial security by
After witnessing countless financial disasters, I’ve learned that proper insurance is the foundation of any solid financial plan. Essential insurance types include health, life, property,
I’ve noticed increasing questions about Globe Life’s standing in the insurance market from my clients. Globe Life maintains an A+ (Superior) financial rating from A.M.
Through my years advising clients, I’ve noticed many employees don’t fully grasp this valuable workplace benefit. A group life insurance policy is an employer-sponsored term
After years of helping businesses set up group life policies, I’ve seen how confusing these benefits can be for employees. Group life insurance typically includes
I’ve seen many clients struggle with this decision, worried about balancing cost with long-term security. The choice between 20 and 30-year term life insurance depends
I’ve helped hundreds of clients wrestle with this decision, and the answer isn’t always straightforward. Neither term nor traditional life insurance is universally "better" –
In my insurance practice, I see many clients overwhelmed by the various types of term life insurance options. Term life insurance comes in several forms:
