As a writer, I once faced a copyright dispute that made me seriously consider my liability protection needs. Writers should consider professional liability insurance to

In my years advising businesses, I’ve seen how employee-related risks can threaten a company’s survival without proper coverage. Employee liability insurance protects businesses against claims

I’ve seen many contractors struggle with insurance decisions[^1], unsure whether they need coverage for each project. Yes, you can obtain liability insurance for individual jobs

After helping countless clients with liability claims, I’ve seen how inadequate coverage can lead to financial disaster. Most experts recommend personal liability coverage of at

After witnessing countless product-related lawsuits destroy businesses, I know firsthand the critical importance of understanding your coverage. Product liability insurance covers legal expenses, settlements, medical

In my experience helping businesses navigate insurance coverage, this question often leads to costly misunderstandings. Product liability coverage is typically included in a Commercial General

After witnessing numerous product-related lawsuits, I’ve learned that one defective product can destroy an entire business. Product liability insurance is a specialized coverage that protects

In my years of insurance consulting, I’ve seen how lack of proper liability coverage can devastate businesses and individuals. Liability insurance is a type of

I’ve seen countless professionals face devastating lawsuits that could have been prevented with proper insurance coverage. Professional liability insurance protects service providers against claims of

In my role as an insurance advisor, I frequently encounter confusion about additional insureds and their role in insurance policies. An additional insured is a