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Don Tang

Who Owns Mutual Insurance Companies?

I often encounter confusion about the ownership structure[^1] of insurance companies, especially mutual insurers. Mutual insurance companies are owned by their policyholders, not shareholders. When

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Don Tang

Apa Versi Asuransi Credit Union?

In my years advising clients on insurance choices, I’ve noticed growing interest in member-focused alternatives to traditional insurance. The insurance equivalent of a credit union

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